INTENTION TO INFAQ AND SEDEKAH VIA DIGITAL PLATFORMS: THE CASE OF MUSLIM STUDENTS IN JAVA

Main Article Content

Gita Ami Mahmudza
Heri Sudarsono

Abstract

The research analyzes the factors influencing students' intentions toward infaq and sedekah through digital platforms. This research involved 226 respondents from Java who had carried out transactions using digital platforms. Respondents were selected randomly using a simple random sampling technique, and data was collected through a questionnaire with a Likert scale. The analytical method used in this research is partial least squares, consisting of outer and inner models. Hypothesis testing checks the original sample, T-statistics, and P-value on the bootstrap results. The research results show that performance expectancy and social influence behavior intention while facilitating conditions and behavioral intention influence use behavior. However, no influence was found on behavior intention between effort expectancy and reducing conditions.

Article Details

How to Cite
Mahmudza, G. A., & Sudarsono, H. (2024). INTENTION TO INFAQ AND SEDEKAH VIA DIGITAL PLATFORMS: THE CASE OF MUSLIM STUDENTS IN JAVA. Jurnal Syarikah : Jurnal Ekonomi Islam, 10(1), 1–11. https://doi.org/10.30997/jsei.v10i1.10953
Section
Articles

References

REFERENCES

Abdullah, M., & Sapiei, N.S. (2018), Do religiosity, gender, and educational background influence zakat compliance? The case of Malaysia. International Journal of Social Economics, 45(8), 1250-1264. https://doi.org/10.1108/IJSE-03-2017-0091.

Ahimsa, E. A., Sudarsono, H., Abdul Ghoni, M., & Affandi, M. T. (2023). Understanding muzak adoption of digital zakat payments in Indonesia. Review of Islamic Social Finance and Entrepreneurship, 2(2), 182-193. https://doi.org/10.20885/RISFE.vol2.iss2.art7.

Aji, H.M., Albari, A., Muthohar, M., Sumadi, S., Sigit, M., Muslichah, I. Hidayat, A. (2021), Investigating the determinants of online infaq intention during the COVID-19 pandemic: an insight from Indonesia. Journal of Islamic Accounting and Business Research, 12(1), 1-20. https://doi.org/10.1108/JIABR-05-2020-0136

Andam, A.C. & Osman, A.Z. (2019), Determinants of intention to give zakat on employment income: Experience from Marawi City. Journal of Islamic Accounting and Business Research, 10(4), 528-545. http://dx.doi.org/10.1108/JIABR-08-2016-0097

Anjaswati, N., & Berakon, I. (2022). UTAUT and zakat satisfaction through Fintech: The role of religiosity as a moderating variable. Revenue: Journal of Islamic Business Management, 3(2), 211–234. https://doi.org/10.24042/revenue.v3i2.13689

Cahyani, U. E., Sari, D. P., & Afandi, A. (2022). Determinant of behavioral intention to use digital zakat payment: The moderating role of knowledge of zakat. Ziswaf: Journal of Zakat and Waqf, 9(1), 1. https://doi.org/10.21043/ziswaf.v9i1.13330

Darmansyah, D., Fianto, B.A., Hendratmi, A. and Aziz, P.F. (2020), Factors determining behavioral intentions to use Islamic financial technology: Three competing models. Journal of Islamic Marketing, 12(4), 794-812. https://doi.org/10.1108/JIMA-12-2019-0252

Diniyah, F. (2021). Factors influencing Muslims' behavioral intentions to use the waqf crowdfunding platform: UTAUT model theory. Scientific Journal of Islamic Economics, 7(2). https://doi.org/10.29040/jiei.v7i2.1841

Efendi, M., & Arifin, F. (2019). Islamic philanthropy development in the digital era: New fundraising and supervision program strategy. BUSINESS: Journal of Islamic Business and Management, 7(1), 129. https://doi.org/10.21043/bisnis.v7i1.5287

Haider, M.J., Changchun, G., Akram, T. & Hussain, S.T. (2018), Does gender differences play any role in the intention to adopt Islamic mobile banking in Pakistan?. Journal of Islamic Marketing, 9(2), 439-460. https://doi.org/10.1108/JIMA-11-2016-0082

Hair, J. F., Hult, G. T., Ringle, C. M., & Sarstedt, M. (2017). A primer on partial least squares structural equation modeling (PLS-SEM). United States: SAGE Publications.

Indarningsih, N. A., Ma'wa, M. A. F., & Waliyuddinssyah, M. N. (2023). Using financial technology, Zakat, infaq, sedekah, and waqf: Millennial generation perspective. Review of Islamic Social Finance and Entrepreneurship, 2(1), 13-28. https://doi.org/10.20885/RISFE.vol2.iss1.art2

Intarot, P., & Beokhaimook, C. (2018). Influencing factor in e-wallet acceptance and use. International Journal of Business and Administrative Studies, 4(4), 167–175. https://doi.org/10.20469/ijbas.4.10004-4

Abd Jalil, M.I., Lada, S., Allah Pitchay, A., Bakri, M.A., Ghazali, M.F. & Abdul Hamid, M.R. (2022). Infaq during movement lockdown: the perspective from social responsibility theory. International Journal of Islamic and Middle Eastern Finance and Management, 15(2), 441-460. https://doi.org/10.1108/IMEFM-01-2021-0020

Kasri, R.A. & Ramli, U.H. (2019). Why do Indonesian Muslims donate through mosques? A theory of planned behavior approach. International Journal of Islamic and Middle Eastern Finance and Management, 12(5), 663-679. https://doi.org/10.1108/IMEFM-11-2018-0399

Kasri, R. A. (2013). Giving behaviors in Indonesia: Motives and marketing implications for Islamic charities. Journal of Islamic Marketing, 4(3), 306–324. https://doi.org/10.1108/JIMA-05-2011-0044

Kailani, N. & Slama, M. (2020), Accelerating Islamic charities in Indonesia: Zakat, sedekah and the immediacy of social media. South East Asia Research, 28(1), 70-86. https://doi.org/10.1080/0967828X.2019.1691939

Manaf, N. R., & Ariyanti, M. (2017). Exploring key factors on technology acceptance of mobile payment users in Indonesia using modified Unified Theory of Acceptance and Use of Technology (UTAUT) model use case. International Journal of Management and Applied Science, 3(1), 2394–7926. http://iraj.in

McClure, P. K. (2020). The buffered, technological self: Finding associations between Internet use and religiosity. Social Compass, 67(3), 461-478. https://doi.org/10.1177/0037768620922128

Musahidah, U., & Sobari, N. (2021). Determinants of the intentions of Indonesian Muslim millennials in cash waqf using E-Payment. Journal of Sharia Economics and Banking, 9(2), 65– 91. https://doi.org/10.46899/jeps.v9i2.284

Rachmat, M. Baga, L., & Purnaningsih, N. (2020). The collection of zakat infaq Sedekah funds is based on the behavioral intentions of Gen Y Muslims who use digital payment technology. Al-Muzara'ah, 8(2), 95–108. https://doi.org/10.29244/jam.8.2.95-108

Raihan, T., & Rachmawati, I. (2019). Analyzing factors influencing continuance intention of e-wallet adoption using the UTAUT 2 model (A case study of Dana in Indonesia). EProceedings of Management, 6(2), 3717–3724. https://openlibrarypublications.telkomuniversity.ac.id/index.php/management/article/view/9366

Saad, R.A.J. & Haniffah, R. (2014), Determinants of zakah (Islamic tax) compliance behavior. Journal of Islamic Accounting and Business Research, 5(2), 182-193. http://dx.doi.org/10.1108/JIABR-10-2012-0068

Saad, R.A., Farouk, A.U. & Kadir, D.A. (2020), Business zakat compliance behavioral intention in a developing country. Journal of Islamic Accounting and Business Research, 11(2),11-530. http://dx.doi.org/10.1108/JIABR-03-2018-0036

Sudarsono, H., Nugrohowati, R., & Tumewang, Y. (2021). The effect of zakat institution system and government support on intention to pay zakat: Knowledge as a moderating variable. Equilibrium: Journal of Sharia Economics, 9(2), 253-274. http://dx.doi.org/10.21043/equilibrium.v9i2.11605

Sudarsono, H., Supriani, I., & Perdana, A. R. A. (2022). Do perceived zakat institutions and government affect entrepreneurial intention to pay zakat?. Review of Islamic Social Finance and Entrepreneurship, 1(2), 85-96. https://doi.org/10.20885/RISFE.vol1.iss2.art1

Teah, M., Lwin, M. & Cheah, I. (2014), Moderating role of religious beliefs on attitudes toward charities and motivation to donate. Asia Pacific Journal of Marketing and Logistics, 26(5), 738-760. https://doi.org/10.1108/APJML-09-2014-0141

Venkatesh, V., Thong, J. Y., & Xu, X. (2012). Consumer acceptance and use of information technology: Extending the unified theory of acceptance and use of technology. MIS Quarterly, 157-178. https://ssrn.com/abstract=2002388