NISBAH: JURNAL PERBANKAN SYARIAH is a scientific journal published periodically twice a year (June and December). The journal publishes articles in the field of Islamic banking has contributed significantly to the development of science, thought, the profession and the practice of Islamic banking in Indonesia in particular and the world in general.

Publication of articles in scientific journals is an important part in the development of science. Publication is a direct reflection on the quality of the works of authors and institutions that shelter. This article supports and embodies the scientific approach. Therefore, we need a standard of ethical behavior for all parties involved in the publication: journal editors, reviewers, and authors.

The guide was translated and adopted by the ethics policy of the publication of Elsevier.



1. Decision of Publication

Nisbah Editor responsible for deciding the article to be published on the articles received. This decision is based on the validation of an article and the article contributions for researchers and readers. In doing so, Editor guided by the policy of the editorial board and is subject to the laws need to be enforced as defamation, copyright infringement and plagiarism. Editors can discuss with other editors or reviewers in making the decision.

2. Assessment of Objective

Editor evaluates a script based on the intellectual content without discrimination of religion, ethnicity, race, gender, and others.

3. Confidentiality

editor and the editorial staff must not disclose any information about the manuscript that has been accepted to anyone, other than the authors, reviewers, potential reviewers, and the editorial board.

4. Conflicts of Interest

The material sent to the Nisbah journal article and yet unpublished may not be used for personal research editor without specifying the written permission of the author. Information or ideas obtained through a blind review must be kept confidential and not used for personal gain. Editors should refuse to review the manuscript if the editor has a conflict of interest, due to their competitive relationship, collaborative, or other relationships with the author, company, or institution related to the manuscript.

5. Cooperation in the Investigation

Editor should take responsive measures if there are complaints related to ethics on a manuscript that has been accepted or at the articles that have been published. Editors can contact the author of the script and give due consideration to the complaint. Editors can also communicate more to institutions or related research institute. When the complaint has been resolved, things like publication of a correction, withdrawal, expression of concern, or other note, need to be considered.



1. Contributions to the Decision Editor

Blind peer review by reviewers assist editors in making decisions and can assist the author in improving writing through editorial communication between the reviewer by the author. Peer review an essential component in the formal scientific communication (formal scholarly communication) and a scientific approach.

2. Timeliness

If a reviewer assigned feel qualified to conduct a review of a manuscript or knows that it is impossible to conduct a review in a timely manner, the reviewer assigned must immediately notify the editor.

3. Confidentiality

Each manuscript has been accepted for review must be treated as confidential documents. The manuscript should not be shown to or discussed with others unless they have been authorized by the editor.

4. Objective

Reviews should be conducted objectively. Criticism of a personal nature on the author is not appropriate. Reviewers should be clearly expressed his views accompanied with supporting arguments.

5. Completeness and Authenticity References

Reviewers should identify works publications that have not been cited by the author. A statement of observations or arguments previously published should be accompanied by relevant quotes. Reviewers must notify the editor on substantial similarity oroverlap between the manuscript was in-review with other writings that have been published, according to the knowledge reviewer.

6. Conflicts of Interest

Content unpublished articles may not be used in research without including the reviewer personally written permission of the author. Information or ideas obtained through peer review must be kept confidential and not used for personal gain. Reviewers should reject the manuscript review if the reviewer has a conflict of interest, due to their competitive relationship, collaborative, or other relationships with the author, company, or institution related to the work.



1. Standard Writing

Authors must present papers/articles are accurate to the research conducted as well as presenting an objective discussion on the significance of the research. The research data should be presented accurately in the article. An article should be sufficiently detailed with adequate reference to enable others to replicate the work. Fraudulent or inaccurate presentation of papers constitute unethical behavior and are unacceptable.

2. Access to Research Data

Authors may be asked to provide raw data on paper to be reviewed and should be able to provide public access to such data if possible, and should be able to store the data in a reasonable period after publication.

3. Originality and Plagiarism

Plagiarism in all forms constitute unethical behavior in the publication of scientific papers and unacceptable. Authors must ensure that all work presented an original work, and if the authors have used the work and / or words of others, the writer must present the appropriate citations. There are various forms of plagiarism, as acknowledging other people's writing into writing your own, copy or rewrite a substantial part of the work of others without citing sources, and claimed the results of research conducted by others. Self-Plagiarism or bibs plagiarism is a form of plagiarism. Oto plagiarism is cite or sentences of his own works were already published without citing sources.

4. Terms of Delivery Post

Writers can not publish the same manuscript to more than one journal. Asking the same manuscript to more than one journal is a publication of unethical behavior in scientific papers and unacceptable.

5. Inclusion Reference Source

Recognition correctly on the work of others must always be done. Authors must mention the influential publication in the preparation of his work. Information obtained privately, as in conversation, correspondence, or discussion with third parties, may not be used or reported without written permission from the source of the information.

6. Authorship article

writer is a person who has contributed sigifikan to the conception, design, execution, or interpretation of the manuscript. All parties who have made significant contributions listed asco-author.Authors of correspondence should ensure that allco-authorshave included in the script, and allco-authorshave read and approved the final version of the work and has approved the submission of manuscripts for publication.

6. Hazards and Human Subjects

If the script involves procedures or equipment that have an unusual hazards inherent in their use, the authors should identify these things clearly in the text. If a script involving human subjects, authors should ensure that the manuscript contains a statement that all procedures are performed in accordance with the legislation and the relevant agencies and committees within the institution has approved it. Authors must include a statement in the script that has obtained approval for experiments with human subjects. The right to privacy of the human subject should always be considered. Consents, permissions, and the statement must be obtained if the author wants to enter the details of the case or other personal information in the text. Written approval must be retained by the author and a copy of the agreement or proof that such approval has been obtained must be given to the journal when prompted.

7. Error in writing Posted

When the authors found a significant error or inaccuracy in his work was published, the author is responsible to promptly notify the journal editor, as well as cooperate with the editor to retract or correct the text. If the editor to obtain information from third parties that a work containing kesalahaan significant publication, the author bears responsibility to immediately withdraw or make corrections to the text editor or give evidence related to the accuracy of the original writings.